**SELLER OFFERING $5,000 TOWARD BUYER’S CLOSING COSTS! ASSUMABLE 3.75% INTEREST RATE!** Take advantage of a rare opportunity to assume the seller’s low 3.75% mortgage interest rate on an outstanding balance of approximately $263,000, subject to lender approval. This beautifully maintained, two-story corner home in the desirable Summerville community offers 5 bedrooms, 3 bathrooms, and over 3,300 total square feet of space. Step inside to a dramatic two-story entryway and a bright, open floor plan that seamlessly connects the living, dining, kitchen, and family areas—perfect for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, and a functional layout. The first floor includes two bedrooms and a full bathroom, offering flexibility for guests, extended family, or a home office. Upstairs, a spacious loft provides additional living space and the potential for conversion into a sixth bedroom. The expansive primary suite features a private bathroom with a soaking tub and separate shower. Two additional bedrooms complete the second floor. Additional highlights include a dedicated laundry room, two-car garage, welcoming front porch, and private balcony. Enjoy the convenience of a low-HOA community ideally located near the Florida Turnpike, Black Point Marina, shopping, dining, charter schools, and major roadways, with easy access to the Florida Keys. Eligible first-time homebuyers may qualify for up to $10,000 in down payment assistance. With generous living spaces, a prime location, attractive buyer incentives, and the potential to assume an exceptionally low mortgage rate, this home offers outstanding value. **Schedule your private showing today!**